Lending Services

No matter the business need — commercial real estate financing, equipment financing, or lines of credit — there are fast, easy and affordable commercial lending solutions.

Equipment financing made fast,
simple and cost effective!

5.5% APR*on new equipment loans at Haverhill Bank!

Don’t let old or faulty equipment slow your business down. Whether you own a small office, shop or large manufacturing facility, your company and your customers will benefit from installing up-to-date equipment.

Make an investment in your company today and take advantage of special, low interest rates on all equipment loans.

Plus, you may even be eligible for special tax incentives provided by the planned economic stimulus package.**

Haverhill Bank provides loans for all types of new and used equipment, including:

*Rate is 5.5% annual percentage rate (APR) for 36 months for new equipment. Other rates and terms available for new and used equipment. Additional terms may apply.
** Consult your accountant for details.

Business SafetyNet
Provides an unsecured overdraft line of credit from $500 to $5,000. Applied to your business checking account, it can help you avoid the inconvenience of bounced checks and insufficient funds charges.

Business Lines of Credit
A secured, revolving line of credit can help you with short-term working capital needs.

Letter of Credit
The bank will provide standby letters of credit to help with your business needs.

Term Loans
Large and small term loans are available for equipment purchases and business expansion needs. Haverhill Bank is an approved Small Business Administration (SBA) lender.

Home Equity Lines
Use the equity you’ve built up in your home to grow your business. This is a convenient, low cost way to borrow.

Commercial Mortgages
Mortgages are available for purchasing or refinancing owner-occupied or investment properties.

Construction Loans
Borrow money for land development or to construct single-family homes or commercial buildings.