05/13/2020
Haverhill Bank is seeking a Loan Closer with at least 3 to 5 years of closing experience. Encompass 360 experience preferred, along with Microsoft application (Outlook, Excel, Word) experience.
Essential Duties and Responsibilities
- Schedule mortgage and consumer loan closings with clients and/or conveyancing agents, delivering documents electronically
- Gather and verify for accuracy and consistency all the necessary documents for closing from other parties: Hazard insurance, flood insurance, Private Mortgage Insurance, service invoices, deed, trust, title commitment, subordination agreements, payoffs, taxes, etc.
- Complete Loan Estimate (LE), review according to RESPA/TILA requirements and prepare final disclosures
- Prepare Closing Disclosure (CD) within required regulatory time frame
- Prepare Aggregate Escrow (Tax/Insurance)
- Clear all loan conditions (prior to and at)
- Prepare IOLTA funding and related wires
- Review HMDA data for integrity
- Review, respond and follow-up on missing documents and exceptions post-closing
- Delivery to investors, as needed
- Communicate effectively with all parties involved in the loan process
- Prepare various department reports
- Maintain current lawyers' and appraiser's liability insurance and licenses
- Comply with all applicable laws, regulations and company policies as stated in Bank's Code of Conduct
- Complete required training including regulatory, systems and others as required by the supervisor based on job duties within the requested time periods
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