Skip to main content
Icon of a LockOnline Account Access

SBA

At Haverhill Bank, we're in the business of helping your business grow. As a designated SBA Express and Export Express Lender, we are pleased to offer accelerated turnaround time for SBA review and a response on your application within 36 hours. Whatever your business needs, our experienced lenders will help to secure funding for qualified borrowers and guide you through the SBA loan process.

Approved to offer SBA loan products under SBA’s Express & Export Express programs.

New and Used Equipment

Don’t let old or faulty equipment slow your business down. Whether you own a small office or large manufacturing facility, your company and your customers will benefit from installing up-to-date equipment. Plus, you may even be eligible for special tax incentives*.

Features

  • Can be used for automotive, computer, office and industrial equipment
  • Competitive interest rates and a variety of terms offered

* Consult your tax advisor for details.

Business Lines of Credit

Enjoy the peace of mind that comes from having a secured, revolving line of credit that can help you with short-term working capital needs or meeting your company's seasonal cash-flow demands. Business Lines of Credit allow you to borrow only what you need, when you need it.

Letter of Credit

The bank will provide standby letters of credit to help with your business needs.

Term Loans

Large and small term loans are available for equipment purchases and business expansion needs.

Haverhill Bank also participates in the Small Business Banking Partnership with the Massachusetts state treasurer’s office. This program provides a source of funding for small business loans that create new jobs and enhance economic development in the community.

As of June 30, 2018, Haverhill Bank has granted 136 loans to 76 borrowers totaling $20,845,022.96.

Home Equity Lines

Use the equity you’ve built up in your home to grow your business. This is a convenient, low cost way to borrow.

Commercial Mortgages

Whether you are looking to purchase an investment property or refinance your current owner-occupied commercial space, Haverhill Bank offers commercial mortgages to suit your needs.

Construction Loans

Whether you need funding for a commercial building or residential development, Haverhill Bank can help. Bring your plans and costs and discuss them with the bank’s loan officers. They will help you complete the application and arrange repayment terms at competitive rates to fit your budget.