Consumer Loans - Auto And Unsecured
New & Used Auto Purchases
Effective Date: Sunday, January 16, 2022
| Product | Interest Rate | Points | APR | PMT / $1,000 | # of months |
|---|---|---|---|---|---|
| New & Used Auto Purchases Model Years: 2021-2022 | 2.500% | N/A | 2.500% | $28.86 | 36 |
| 3.000% | N/A | 3.000% | $22.13 | 48 | |
| 3.500% | N/A | 3.500% | $18.19 | 60 |
Documentation Required: Bill Of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder).
All Auto Loans require AutoPay from a new or existing Haverhill Bank Account.
Auto Loans are for PURCHASES ONLY (product not available for refinances).
Maximum 90% of lesser sales price or NADA Average Retail Value.
Maximum Loan Amount: $50,000.00
Used Auto Purchases
Effective Date: Sunday, January 16, 2022
| Product | Interest Rate | Points | APR | PMT / $1,000 | # of months |
|---|---|---|---|---|---|
| Used Auto Purchases Model Years: 2015-2020 | 3.500% | N/A | 3.500% | $29.30 | 36 |
| 4.000% | N/A | 4.000% | $22.58 | 48 | |
| 4.500% | N/A | 4.500% | $18.64 | 60 |
Documentation Required: Bill Of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder).
All Auto Loans require AutoPay from a new or existing Haverhill Bank Account.
Auto Loans are for PURCHASES ONLY (product not available for refinances).
Maximum 90% of lesser sales price or NADA Average Retail Value.
Maximum Loan Amount: $25,000.00
Unsecured Loans
Effective Date: Sunday, January 16, 2022
| Product | Interest Rate | Points | APR | PMT / $1,000 | # of months |
|---|---|---|---|---|---|
| Unsecured Loans w/ auto pay | 12.000% | N/A | 12.000% | $33.21 | 36 |
Applicants not required to have account with Haverhill bank at application, but will be required to open an account in the event a personal loan is approved.
Loan Amounts: $3,000 - $5,000
Term: 12-36 months fully amortized.
